Posts tagged Mortgage
What is a Mortgage Pre-Approval?

Do You Know the Difference Between a Pre-Approval & A Quick Qualifier?

Many people go out home-hunting without even having spoken with their bank or mortgage broker!

Sometimes people go online and punch in their numbers for a Quick Qualifier, the problem with this is there are no supporting documents that the bank certainly will ask for at some point!

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What Does The Home Buying Process Look Like?

For some people taking the first step in the buying process is the scariest.

Fear of the unknown might outweigh the excitement of the prospect of having your own place

The best way to feel in control of the outcome is to educate yourself as much as possible about the process, all costs involved & your realistic requirements.

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Your FEBRUARY Monthly Report

2018 is off to a great start for the City of Toronto as numerous infrastructure projects get announced & finished!

From the York St Exit Ramp to the $1.25 Billion Portlands project, there is a lot to watch out for in the city this year

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Knowing How to Budget for Home Ownership

While many people focus solely on the mortgage pre-approval & application process to base their financial real estate decisions off of, it’s important to remember that this number doesn’t fully encapsulate the extent of your home-buying budget.

A mortgage pre-approval tells you how much you’ve been approved for by the bank/lender, which is quite different from the amount you can actually afford in your monthly budget!

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How to Get Pre-Approved for a Mortgage

Getting pre-approved for a mortgage can be one of the most important preparatory steps you can take before beginning your property search for several reasons! 

A pre-approval will essentially tell you the price range of how much you have been approved for by your bank or lender which allows you to focus your search on properties that you can actually afford. 

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Should You Buy Or Sell Your Toronto Home First?

One of the hardest questions we get asked by our clients when they are looking to sell their property is “should we buy our new home first or sell our existing home first?”

The reason this question is so hard to answer is because it changes so drastically from person to person! Here are some of the pro’s & con’s for each option

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