This is a critical question that every first-time buyer should ask themselves before beginning the process as it can have a big impact on your lifestyle & finances.

While there are many upsides to home ownership, you also want to be aware of some of the downsides that can come with it as well!



Do You Have a Stable Form of Income?

  • Have you done a budget to know how much you are comfortable spending monthly to carry your home?

  • Have you saved enough to cover your down payment & closing costs + leave a little for incidentals?

  • Are you carrying debt and can you handle the payments plus covering the cost of a home?

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What Kind of Home Do You Want? 

  • Is a house or condo better for your lifestyle?

  • Do you have an idea where do you want to live?

    • Is that realistic for your budget?

  • Do you know how long you want to travel for work & how?

    • Drive, Walk, Bike, TTC?



Are You Ready to Take On the Commitment of Home Ownership?

It might mean compromising on other activities in your current lifestyle

Contact us for more information to see if you are ready to take the next step in your home ownership journey!



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