Are You Ready To Be a Home Owner?
This is a critical question that every first-time buyer should ask themselves before beginning the process as it can have a big impact on your lifestyle & finances
Do You Have a Stable Form of Income?
Have you done a budget to know how much you are comfortable spending monthly to carry your home?
Have you saved enough to cover your down payment & closing costs + leave a little for incidentals?
Are you carrying debt and can you handle the payments plus covering the cost of a home?
What Kind of Home Do You Want?
Is a house or condo better for your lifestyle?
Do you have an idea where do you want to live?
Is that realistic for your budget?
Do you know how long you want to travel for work & how?
Drive, Walk, Bike, TTC?